Intercompany Loans: Disbursement on a G/L level - Interest invoicing on A/R level

Hi,

I received the biz requirement to configure Loans providing a G/L posting of disbursement: Sub-bank Acc vs Loans Acc.. Then, the expected interest invoicing posting has to be on the customer level (with special G/L ind.) offsetting the P/L account of Interest.

Here below the test performed:

1. Financial Business Partner: Integrated the Loans borrower BP Master Record with the Affiliate Customer MD (same coding).

2. Disbursement: If I keep the FI POsting setting of the product type for "Loans Given" under the Co.Code Lender = 4 Actual records in subledger, posting in FI without customer, then I obtain:

2a at the moment of the contract creation, the payment details check-box is available and assigning automatically the house bank details

2b at the moment of the disbursement posting the system automatically recognize the sub-bank account

FNZA setting for transaction type 0001 "A_Loan disbursement"

Transaction Type      0001

Payment transaction   2

  Debit                 40   1               Balance

  Credit                50   3               Bank

  Document type         TL                   Posting category        53

If I change the settings of the product type Co.Code dependent updating the FI posting = 3 Actual records in subledger, FI posting with customer the "payment details" checkbox disappear from the contract creation screen. When I save the contract the system highlight the payment details are not maintained. Furthermore at the moment of the disbursement via FN5V I have no chance to assign any house bank in order to fetch the sub-bank account.

3. Interest Invoicing

I kept the product category Co.Code dependent with FI Posting =  4 and updated only the FNZA assignment as follows:

Transaction type :0110    A_Interest debit pos. rec.

Transaction Type      0110

Payment transaction   X

  Debit                 01   2.1.2           Cust. interest rcbls

  Credit                50   4.1.1           Interest received

  Document type         TI                   Posting category        25

Where 2.1.2 ++++++++++

           4.1.1 P&L interest account

At the moment of interest invoicing posting via FNM1S the system raises the error msg "Account ******* in company code CH01 is not a reconciliation account"  where the ******** is the default Loans Account and not the affiliate customer account assigned to the BP.

If I change the Product category FI posting = 3 I cannot perform as I can´t succeed in posting the disbursement for the mentioned above issue.

May you please advice how to proceed and if there´s some missing customizing step to perform?

Thanks and regards

Paolo