Hello Jain,
You may create different product types for different FD schemes and then you may pull reports based on product types and transactions either from treasury tables or from the logical databases already posted in earlier threads.
Regarding payment requests you may mark that in deal at the time of deal creation or settlement either in the payment details tab of the deal, enter a currency and double click a line item there would be a radio button for payment request with or without.
Please let me kno
w if that helps.
Regards,
Jyoti