Tab "Charges" is not visible if you haven't any flow type with Flow Category "24 Amounts Equivalent to Interest"
Check if you have proper configuration.
IMG -> Financial Supply Chain Management -> Treasury and Risk Management -> Transaction Manager -> Money Market -> Transaction Management -> Flow Types -> Define Flow Types
Usually you need flow types 1204 - 1207.
They all have similar configuration.
IMG -> Financial Supply Chain Management -> Treasury and Risk Management -> Transaction Manager -> Money Market -> Transaction Management -> Condition Types -> Define Condition Types
The difference between flow type is made inside condition types:
Fields:Profile category and Generated flow type.